People apply online. Simple form. People lend directly to the applicants.

Lenders can lend as little or as much as they want.

Borrowers can borrow as much as they need.

Borrowers upload a photo of themselves and their families. When they move in, they can upload more photos of their new home, share stories about the home, let the community know how they're doing.

Since borrowers and lenders are connected, if a borrower needs a new job or home repairs or whatever, the whole community can help… Continue

The Harvard MBAs screwed up the whole finance thing. So how are people supposed to get houses?

We'll just have to take care of ourselves.

I don't know exactly how this will work, but I am pretty damn sure we can make it happen.

There's this great program called Kiva.org that allows people to make micro-loans to entrepreneurs, mostly in emerging or plain dysfunctional economies. These entrepreneurs use the loans to buy baskets for their laundry business or se… Continue